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Storm Restoration

Hail, Wind & Storm Damage Repair with Insurance Claim Help

We handle storm damage from start to finish — free inspections, insurance claim documentation, adjuster meetings, and complete repairs or replacement. Missouri weather is hard on roofs. We know what adjusters look for and get claims approved.

Spring and summer storms in Missouri bring hail, high winds, and roof damage across St. Louis County. We specialize in storm restoration and insurance claims — documenting hail hits on shingles, wind-damaged flashing, missing shingles, and hidden leaks that adjusters often miss. We've handled claims in O'Fallon after severe hailstorms, replaced wind-damaged roofs in St. Peters subdivisions, and worked with adjusters across St. Charles County to get homeowners the coverage they deserve. We provide free storm inspections within 24–48 hours of severe weather, document all damage with photos, and can be present when your insurance adjuster inspects your property. Most storm damage claims cover full roof replacement, siding, gutters, and related exterior work. We handle the paperwork, you get your home restored.

WHY HOMEOWNERS CHOOSE Proper Roofing FOR Storm Restoration

We know what Missouri insurance companies look for and document every hail hit, wind tear, and leak to get your claim approved the first time.

After severe weather, we inspect your roof for free and provide a detailed damage report with photos before you file a claim with your insurance company.

We're insured in Missouri with experience handling hundreds of storm claims across St. Charles, St. Louis, and Jefferson Counties.

Unlike out-of-state storm chasers, we're based in St. Charles and stand behind our work long after the repairs are complete.

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Our Storm Restoration Service Includes:

Storm Damage Inspections

We secure damaged roof sections with heavy-duty tarps to stop water intrusion until permanent repairs can be completed. Tarping buys you time and prevents interior damage to ceilings, insulation, and belongings.

Insurance Claim Assistance

We patch active leaks, seal damaged flashing, and make temporary fixes to stop water from entering your home. These aren't permanent solutions, but they protect your property while we order materials and schedule full repairs.

Complete Storm Restoration

Once your claim is approved, we handle roof replacement, siding repair, gutter installation, window replacement, and soffit/fascia work. Most projects are completed within 1–2 weeks depending on materials and weather. We restore your home's exterior to pre-storm condition.

Our Super Simple 3-STEP Storm Restoration PROCESS

1

Free Storm Inspection and Documentation

After severe weather, we inspect your roof and exterior for storm damage. We document hail hits, wind damage, and hidden issues with photos and measurements. You get a full damage report before filing with your insurance company.

2

File Your Claim and Meet Your Adjuster

You contact your insurance company to file a claim. When the adjuster schedules their inspection, we can be present to point out damage and ensure nothing is missed. We provide our own estimate for comparison.

3

Complete Repairs or Replacement

Once your claim is approved, we schedule the work, order materials, and complete your roof replacement, siding, gutters, and any other approved exterior repairs. We handle everything from permits to final cleanup.

Ready to get started?

Roof leak? Storm damage? Insurance claim dragging out?

We Fix It Fast — Fully Insured & Emergency Ready

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Roof Repair & Replacement done by Proper Roofing

Frequently Asked Questions

Got Questions? We’ve Got Answers!

How do I know if my roof has storm damage?

Look for dented or cracked shingles, granules in gutters, bruised vents or flashing, and missing shingles. Hail damage isn't always visible from the ground — we inspect roofs for free after storms.

Does homeowners insurance cover storm damage?

Yes, most Missouri policies cover hail, wind, and storm damage if you file within 1–2 years of the storm. We document damage and work with adjusters to get claims approved.

How long do I have to file a storm damage claim?

Most Missouri homeowners policies give you 1–2 years from the date of the storm to file a claim. The sooner you file, the better — damage can worsen over time.

Will my insurance cover the full roof or just repairs?

If storm damage is widespread (typically 8–10+ hail hits per roof slope), most insurance companies approve full roof replacement. We document damage to support full replacement coverage when warranted.

Do you charge for storm inspections?

No. We provide free storm damage inspections and written damage reports. There's no cost or obligation — we only get paid if you hire us after your claim is approved.